Disclaimer

Last Updated: January 2025

1. Educational Purpose Only

CalcNinja is for educational purposes. Results are estimates and approximations.

2. Not Financial Advice

Nothing on CalcNinja is financial advice. We are not investment advisors, financial planners, or accountants. Consult professionals before:

• Taking loans
• Investing money
• Filing tax returns
• Making any financial decision

3. Accuracy Not Guaranteed

While we strive for accuracy, calculator results may not match:

• Your bank's EMI calculations (due to processing fees)
• Tax authorities' calculations (due to deductions/exemptions)
• Real-time currency rates (use live rates for transactions)

4. Market Changes

Interest rates, tax slabs, and rates change. Our calculators may not reflect current values.

5. No Liability

CalcNinja is provided "as-is" with no warranties. We're not liable for:

• Financial losses
• Wrong decisions based on calculator results
• Technical errors or availability issues

6. Your Responsibility

You are responsible for verifying all information before making decisions.

7. Professional Consultation

Always consult:

• Banks for loan terms
• Tax advisors (CA/CPA) for tax planning
• SEBI-registered advisors for investments
• Insurance agents for policy calculations